Transforming karma into dharma, in essence, is about shifting from cause-and-effect driven actions to aligning with your deepest sense of purpose or your spirit's calling. Here are a few steps you might consider:

1. **Self-awareness**: Understand your actions and motivations. Ask yourself why you do what you do. Reflect upon your "karmic patterns" - habitual behaviors that yield the same outcomes.

2. **Mindfulness**: Stay present and mindful in each moment. Karma often results from unconscious behaviors. Practicing mindfulness can help break these cycles.

3. **Change your narrative**: As pointed out in the story, we often tell ourselves stories based on select experiences from our past. Consider telling yourself a more empowering or loving story.

4. **Forgiveness**: Forgive yourself and others, not merely with words, but with genuine feelings from your heart. This releases old "karmic debts".

5. **Wisdom from Service**: Engage in selfless service. Serving others without a need for recognition or reward aligns us with dharma.

6. **Letting go of Outcomes**: Do your best and then let go of the outcomes. This aligns with the Bhagavad Gita's advice to focus on actions, not on fruits of your actions.

Remember, it's not about accruing "good karma points". It's about becoming an instrument of love and service, much like the leaf that simply falls, causing enlightenment without any intent or goal. The transformation from karma to dharma is paved with self-discovery, compassion, love, and conscious living. The path might not always be easy, but it could be one of the most rewarding journeys you undertake.